Mortgage Rate Trends 2025. While the fed has signaled plans for one more rate cut for 2024, housing market experts expect mortgage rates to remain stubbornly high and only gradually ease as we move into 2025. Realtor.com analysts are predicting a gradual decrease in mortgage rates over 2025, though perhaps not falling as low as we saw in.

Jason gelios, realtor, community choice realty: Higher mortgage rates since 2022 have dampened refinance activity.